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Senior Housing and Nursing Homes
After a funeral you may find yourself caring for a surviving loved one. If you try to do it yourself, this can be time-consuming, exhausting and expensive. Family and friends can help, of course, but eventually your loved one may need professional care. Here are some basic options to consider.
Assisted living
Assisted living communities enable individuals to have their own living space, at the same time provides a level of monitoring that may be more affordable than home care.
Should your loved one's health deteriorate, services are already in place in an assisted living facility to provide extra care. A person can live independently in an apartment with service options such as cleaning, meals, and transportation. Additional assistance is available if needed, including dressing, bathing, or walking to mention a few.
Assisted Living/Memory Care
If you find that you are in need of obtaining a safe and secure home for your loved one with dementia or alzheimer’s, an Assisted Living Memory Care community can provide that and more. They offer the perfect setting to stimulate them, give them purpose and the best quality of life. It also gives you peace of mind knowing that your loved one is being cared for by trained professionals with compassion and understanding for these types of diseases.
Nursing home
A nursing home usually comes after a hospital stay or severe illness, when a person's health has deteriorated to the point where so much care is needed that it's no longer financially feasible to provide it at home or an assisted living community.
If your loved one spends down all his or her assets, Medicaid will pay for most nursing-home care at a facility that accepts the plan. Don’t bother giving away all your parents' assets a month before moving them into a facility, however. Federal law now requires a five-year look-back period to prevent just this type of activity. (It is recommended to consult with an elder law attorney for more information.)
